Personal loans are a form of installment credit, repaid in regular increments over a set period. They have lower interest rates than credit cards, making them a good option for home renovations, ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

SoFi is an online lender that offers a range of products, including large personal loans that you can use for various purposes. SoFi requires a minimum credit score of Does not disclose and an annual ...

Yarilet Perez is an experienced multimedia journalist and fact-checker with a Master of Science in Journalism. She has worked in multiple cities covering breaking news, politics, education, and more.

How they work and the pros and cons of each Christina Majaski writes and edits finance, credit cards, and travel content. She has 14+ years of experience with print and digital publications. Thomas J.