Relay is small business banking that helps you get clear on what you're earning, spending, and saving. No hidden fees, paperwork or branch visits. Just easy access to your money, from anywhere. . . . Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. | Relay